Benjamin Collier

Profile Picture of Benjamin Collier

Benjamin Collier

  • Fox School of Business and Management

    • Risk, Actuarial Science, and Legal Studies

      • Associate Professor

      • Tuttleman Research Fellow


Benjamin Collier is a tenured Associate Professor and Tuttleman Research Fellow in the Department of Risk, Actuarial Science, and Legal Studies in the Fox School of Business at Temple University. His research examines how households and firms manage severe climate risks. His recent projects analyze households’ insurance contract decisions in the U.S. National Flood Insurance Program, the effects of Hurricane Sandy and Hurricane Harvey on the finances of businesses, and household and business use of the U.S. Federal Disaster Loan Program.

Courses Taught




RMI 3567

Managing International Risk


Selected Publications


  • Collier, B. & Ragin, M. (2022). As Climate Risk Grows, So Will Costs for Small Businesses. Harvard Business Review. Harvard Business School Publishing.

  • Collier, B.L., Schwartz, D., Kunreuther, H.C., & Michel‐Kerjan, E.O. (2022). Insuring large stakes: A normative and descriptive analysis of households' flood insurance coverage. Journal of Risk and Insurance, 89(2), 273-310. Wiley. doi: 10.1111/jori.12363.

  • Ragin, M.A., Collier, B.L., & Jaspersen, J.G. (2021). The effect of information disclosure on demand for high‐load insurance. Journal of Risk and Insurance, 88(1), 161-193. Wiley. doi: 10.1111/jori.12308.

  • Collier, B., Kousky, C., Braun, A., & Kunreuther, H. (2020). Preserving Small Business in the Aftermath of the Coronavirus Catastrophe. BRINK.

  • Collier, B.L. (2019). Strengthening Local Credit Markets Through Lender‐Level Index Insurance. Journal of Risk & Insurance, 87(2), 319-349. doi: 10.1111/jori.12277.

  • Collier, B. & Ragin, M. (2019). How Insurance Companies Influence Households’ Flood Insurance Choices. Resilience Lab Notes. Wharton Risk Center.