David spent 41 years as a Commercial Banker, most recently Commercial Head of Santander Bank’s US business. Santander is a global bank headquartered in Spain. He spent most of his career at CoreStates Bank in Philadelphia, managing Middle Market, Asset Based, and Specialty Lending units over a 20-year period. He graduated from Saint Joseph’s University and earned an MBA from Drexel University. He is a regular guest lecturer at Florida Gulf Coast University on Business Ethics. His volunteer interests led to Board terms at SJU Haub School of Business, Bethesda Project, and Goodwill Industries.